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Prudential: Its Products on the WealthGraphd Chart

4 real Prudential products, each linked to its own official page — plotted alongside every other insurer and government benchmark so you can see exactly where they sit.

4 products trackedUpdated 2026

Prudential's lineup, summarised

Prudential has been operating in Singapore since 1931. This page catalogues the 4 Prudential products already plotted on the interactive chart — see our independence note in the footer below — each linking straight to Prudential's own page so you can check the current terms yourself.

Product
Guaranteed structure
PRUActive CashGuaranteed savings
Guaranteed yearly cash benefit, 3% of face value↗
PRUAssure GrowthGuaranteed + bonus
Guaranteed base + non-guaranteed bonus, illustrated at 4.25% p.a.↗
PRULifetime Income PlusProfit-share (par) fund
Participating fund bonus, illustrated at 4.25% p.a. (upper)↗
PRULink InvestGrowthMarket-linked (ILP)
Market-linked — no fixed rate↗
See it plotted

Open the interactive chart, switch to "Products by company", find Prudential, and hit "Select all" to zoom the chart in on just these 4 products.

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How long has Prudential operated in Singapore?

Prudential has been operating in Singapore since 1931.

Does WealthGraphd recommend Prudential?

No. See the independence note at the bottom of this page for details — this page simply catalogues the 4 Prudential products already plotted on the interactive chart, for comparison.

What does WealthGraphd's "4.25% p.a." figure on this page actually mean?

It's the Life Insurance Association Singapore's Upper Illustration Rate — the industry-wide cap every Singapore life insurer must use (alongside a 3.00% p.a. Lower Illustration Rate) when illustrating participating (par) fund and bonus-linked policies. It is not Prudential's specific guarantee or a performance promise, and it has applied to every insurer's illustrations since 1 July 2021.

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