Compare insurance plans with SSB, T-bills and fixed deposits
Side-by-side comparisons of endowment plans and investment-linked policies against the usual safe-money benchmarks, showing where each option gives something up. Educational only, not a recommendation.
Endowment vs Fixed Deposit Singapore
An endowment plan and a bank fixed deposit in Singapore both guarantee your money, but backed by different parties, timelines, and early-exit penalties.
ComparisonEndowment Plan vs Singapore Savings Bonds (SSB)
An endowment plan's guaranteed portion and a Singapore Savings Bond are both low-risk, but liquidity, guarantor and lock-in terms differ sharply.
ComparisonEndowment Plan vs T-bills Singapore
An endowment plan's guaranteed floor and a Singapore T-bill's fortnightly-reset yield both carry government-adjacent safety, on very different timelines.
ComparisonILP vs ETF Singapore: Wrapper vs the Market
An ILP and a low-cost ETF in Singapore can hold similar assets, but the wrapper, fees and insurance charges make them very different vehicles to compare.
ComparisonILP vs Singapore Savings Bonds (SSB)
An ILP and a Singapore Savings Bond sit at opposite ends of the risk spectrum — a structural comparison of guarantees, returns, liquidity and fees.