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HSBC Life: Its Products on the WealthGraphd Chart

4 real HSBC Life products, each linked to its own official page — plotted alongside every other insurer and government benchmark so you can see exactly where they sit.

4 products trackedUpdated 2026

What's on offer from HSBC Life

HSBC Life (Singapore) was incorporated on 23 June 1999. This page catalogues the 4 HSBC Life products already plotted on the interactive chart — see our independence note in the footer below — each linking straight to HSBC Life's own page so you can check the current terms yourself.

Product
Guaranteed structure
HSBC Life Savings Protector IIGuaranteed savings
Capital guaranteed at term end — exact rate not published↗
Life Wealth BuilderGuaranteed + bonus
Guaranteed base + non-guaranteed bonus, illustrated at 4.25% p.a.↗
HSBC Life – Life Treasure IIIProfit-share (par) fund
Participating fund bonus, illustrated at 4.25% p.a. (upper)↗
HSBC Life Wealth InvestMarket-linked (ILP)
Market-linked — no fixed rate↗
See it plotted

Open the interactive chart, switch to "Products by company", find HSBC Life, and hit "Select all" to zoom the chart in on just these 4 products.

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How long has HSBC Life operated in Singapore?

HSBC Life (Singapore) was incorporated on 23 June 1999.

Does WealthGraphd recommend HSBC Life?

No. See the independence note at the bottom of this page for details — this page simply catalogues the 4 HSBC Life products already plotted on the interactive chart, for comparison.

What does WealthGraphd's "4.25% p.a." figure on this page actually mean?

It's the Life Insurance Association Singapore's Upper Illustration Rate — the industry-wide cap every Singapore life insurer must use (alongside a 3.00% p.a. Lower Illustration Rate) when illustrating participating (par) fund and bonus-linked policies. It is not HSBC Life's specific guarantee or a performance promise, and it has applied to every insurer's illustrations since 1 July 2021.

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